Thank you for checking out our website.

I’ve spent 35 years navigating real estate and securities businesses through the most volatile times in history. What sets the value of our services apart are the three guiding principles that shape our policies and processes that got me here:

1. Regulations and Best Practices are Minimum Standards.

2. Consider the worst case scenario - The Impossible Will Happen.

3. You Can Doesn’t Mean You Should.

While not every client will see every behind-the-scenes measure we take or the problems that we prevented, we don’t mind – we genuinely love what we do.

I hope you will explore more of our site; visit our “Knowledge Center” for valuable best practices and industry news and check out our “Industry Spotlight” to learn about other professionals we admire. And, if our story resonates with you and you’re seeking a partner with proven expertise and a passion for doing things “The Right Way,” please reach out. We’d be honored to talk with you about your goals and explore how we can help.

Cheers,

Beyond Business: A Mission of Support

Our CEO leads by example, offering free consulting and support services to law firms and law enforcement for the benefit of real estate and fraud victims.

Another way we offer help to the community is our goal to be the least profitable foreclosure trustee in the country, believing that many opportunities to develop a win-win between lenders and borrowers are overlooked.

If initiating a foreclosure is the last option at the moment, we don’t make the foreclosure the goal – it’s still working to find a win-win.

A Culture of Caring

Our commitment to community impact is a big part of our culture. We provide paid time off for our staff to support their causes, whether it's serving in food kitchens, sheltering abandoned animals, or playing soccer with children in the orphanages we sponsor.

Memories That Matter

The walls of Private Lending 360° display more than “office art”; they hold memories and tokens of gratitude from those we've helped.

Our commitment has been recognized with a Certificate of Appreciation from the Superior Court of The State of California for our unwavering support and hands-on work in the community, showcasing the tangible difference we make.

We benefit personally and professionally from in-house learning that we call “I Taught, I Learned” where team-members present on a variety of topics - personal and professional.

We also receive paid time off and educational reimbursement for outside learning AND paid time off for to pursue community service endeavors.

More Than Just Loan Servicing – Proactive Protection for Lenders

Servicing a loan isn’t just about delivering statements, posting payments, and taking notes—it’s about ensuring every step is handled compliantly, professionally, and with foresight. We know that in private lending, it’s not a matter of if issues will arise, but when.

Even in a strong market:

• 10% of private loans will fall delinquent at some point.
• 5% will require escalated collection efforts.
• 1-2% will expose the lender to legal action.

That’s why we approach every situation with meticulous diligence. Our goal is to advise you of of changes in best practices, provide you with tips and tricks, and of course, swings in regulations. prevented and when larger issues arise, the right steps have already been taken to minimize the impact to you.

To us, regulations and best practices are the minimum standard and our processes reflect that.

You will appreciate that extra effort, whether you notice it or not.

Smarter Loan Origination – Experience That Protects You

When we assist with your loan origination, you’re not just getting paperwork—you’re gaining the insight of a team that has managed tens of thousands of loans and understands the compliance risks and red flags that less experienced eyes often miss.

We proactively review every detail, identifying potential pitfalls before they become costly problems. If we uncover concerns, we don’t just flag them—we discuss your options and offer solutions to help minimize risk and protect your investment for the long run.

We don’t just process loans—we protect them.

Expert Witness & Consulting – Real-World Experience That Prevents and Mitigates Legal Problems

Most attorneys, like doctors, specialize in broad areas—real estate, lending, finance—but specialization doesn’t always mean real-world experience. Knowing the law is one thing. Knowing how it plays out in practice is another. That’s where we come in.

At Private Lending 360°, we don’t just cite regulations—we apply the lessons learned from 20 years of servicing 20,000 loans, thousands of foreclosures, hundreds of bankruptcy cases, and defending against nearly 300 lawsuits—losing only one. Our expertise isn’t theoretical; it’s battle-tested.

We’ve seen lenders spend $50,000 in legal fees before realizing that regulations like SB 900 don’t even apply to business-purpose, non-owner-occupied loans. We've also had to inform lenders, after the fact, that a loan modification drafted by a top-tier attorney cost them, in one case, $72,000 because it failed to account for penalties and interest that accrued during litigation and negotiations. Once it’s signed, it’s too late.

If you want better results and, in most cases, lower costs, you need an additional advisor who lives and breathes private lending.

Our services are designed to protect you through the entire lifecycle of the loan.

Estate Planning for Your Trust Deeds – A Plan That Protects Your Legacy

In nearly every case where a client has passed, the family has reached out for assistance in liquidating the inherited trust deeds.

Why? Because their financial advisors—who often can’t earn commissions on alternative investments—advise them to sell. But in most cases, grieving families don’t know what to do with these assets, and they see them as a burden rather than an opportunity.

We will create a plan that integrates seamlessly into your estate planning, ensuring that your beneficiaries understand every step, every risk, and every benefit of managing trust deeds. When you’re no longer here to manage them, we step in as the asset manager for your family.

Instead of selling notes at a discount, our personalized strategy provides a clear roadmap, allowing for reinvestments that continue generating stable, secure returns for your loved ones.

Your legacy isn’t just about passing on assets, it’s about providing comfort and peace of mind for generations to come.

Build & Present 

If we decide to work together, we’ll create a clear plan that shows exactly what services we recommend, what they’ll cost, and assess the value they will provide.

For Larger Portfolios: We’ll request a sample set of your loans in a .csv file to understand your data from the inside out. This helps our team evaluate the timeline for mapping and migrating everything over efficiently and seamlessly.

Connect & Discover

Let’s start by getting to know each other. We’ll spend about 10–15 minutes discussing our processes and our team, etc. and your current portfolio, your goals, and your overall vision. By the end of this quick call, we’ll both know if moving forward together makes sense.

Deploy & Transform

Now we put the plan into action. We’ll bring your data into our system and shadow your transactions in real time for a few days (typically 3–5) to make sure everything’s running smoothly.

During this phase, we’ll also send out any necessary RESPA and Welcome letters with instructions on access online accounts, where to send payments, everything your customers need to know and provide peace of mind. We can also place welcome calls to anyone you designate for a personal meet and greet.

As needed, we will calendar time with your team for feedback and for updates on follow up items.

At our company, personal and professional development are foundational to everything we do. We believe that growth is essential, which is why we support our team members with educational reimbursement, paid time off for learning opportunities, and access to additional programs that expand their knowledge and skills.

Beyond your career, we encourage you to make a real-world difference. We provide paid time off for group and individual volunteer activities, and we financially support the causes and non-profits our employees are passionate about. Your work here goes beyond just your role—you’ll have the chance to impact the lives of your colleagues, our customers, and the communities we serve.

Join us and become part of a team where your contributions help define not only your career but also our company’s legacy, driving positive change both inside and outside the workplace.