Smarter Loan Origination – Experience That Protects You

When we assist with your loan origination, you’re not just getting paperwork—you’re gaining the insight of a team that has managed tens of thousands of loans and understands the compliance risks and red flags that less experienced eyes often miss.

We proactively review every detail, identifying potential pitfalls before they become costly problems. If we uncover concerns, we don’t just flag them—we discuss your options and offer solutions to help minimize risk and protect your investment for the long run.

We don’t just process loans—we protect them.

More Than Just Loan Servicing – Proactive Protection for Lenders

Servicing a loan isn’t just about delivering statements, posting payments, and taking notes—it’s about ensuring every step is handled compliantly, professionally, and with foresight. We know that in private lending, it’s not a matter of if issues will arise, but when.

Even in a strong market:

• 10% of private loans will fall delinquent at some point.
• 5% will require escalated collection efforts.
• 1-2% will expose the lender to legal action.

That’s why we approach every situation with meticulous diligence. Our goal is to advise you of changes in best practices, provide you with tips and tricks, and of course, swings in regulations. prevented and when larger issues arise, the right steps have already been taken to minimize the impact to you.

To us, regulations and best practices are the minimum standard and our processes reflect that.
You will appreciate that extra effort, whether you notice it or not.

Expert Witness & Consulting – Real-World Experience That Prevents and Mitigates Legal Problems

Most attorneys, like doctors, specialize in broad areas—real estate, lending, finance—even those who specialize in a niche of an industry benefit from the insight real world, first hand access can bring. Knowing the law is one thing. Knowing how it plays out in practice is another. That’s where we come in.

At Private Lending 360°, we don’t just cite regulations—we apply the lessons learned from 20 years of servicing 30,000+ loans, thousands of foreclosures, hundreds of bankruptcy cases, and defending against nearly 300 lawsuits—losing only one. Our expertise isn’t theoretical; it’s battle-tested.

We’ve seen lenders spend $50,000 in legal fees before realizing that regulations like SB 900 don’t even apply to business-purpose, non-owner-occupied loans. We’ve also had to inform lenders, after the fact, that a loan modification drafted by a top-tier attorney cost them, in one case, $72,000 because it failed to account for penalties and interest that accrued during litigation and negotiations. Once it’s signed, it’s too late.

If you want better results and, in most cases, lower costs, you need an additional advisor who lives and breathes private lending.

Our services are designed to protect you through the entire lifecycle of the loan.

Estate Planning for Your Trust Deeds – A Plan That Protects Your Legacy

In nearly every case where a client has passed, the family has reached out for assistance in liquidating the inherited trust deeds.

Why? Because their financial advisors—who often can’t earn commissions on alternative investments—advise them to sell. But in most cases, grieving families don’t know what to do with these assets, and they see them as a burden rather than an opportunity.

We will create a plan that integrates seamlessly into your estate planning, ensuring that your beneficiaries understand every step, every risk, and every benefit of managing trust deeds. When you’re no longer here to manage them, we step in as the asset manager for your family.

Instead of selling notes at a discount, our personalized strategy provides a clear roadmap, allowing for reinvestments that continue generating stable, secure returns for your loved ones.

Your legacy isn’t just about passing on assets, it’s about providing comfort and peace of mind for generations to come.