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1. Full-Time Trust Deed Investor A full-time trust deed investor is generally considered to be operating as a business, which leads to different tax treatment. Tax Classification: · Ordinary Income – If investing in trust deeds is their primary business, income from...
"You've heard about passive income through trust deed investing, but let's face it, it's not always as passive as it seems. You're looking for better than bank returns and no headaches, but things do go wrong. What was standard yesterday may not be next week – best...
If you’ve been self-servicing your own private loans in California, this new law changes everything. Suddenly, you’re a mortgage servicer in the eyes of the law. Let’s break down what you need to do so you don’t get blindsided.
Discover trends like AI underwriting and regulatory updates shaping hard money loans in 2025. Use this step-by-step guide to vet reliable lenders, mitigate borrower risk, and leverage best-in-class processes.
Robert Finlay of Wright Finlay & Zak has long been a trusted guide for private lenders. His legal insight, case experience, and clear communication help protect the entire industry.
With a track record of success and heart-led service, Michael Iuculano is helping families secure financing with confidence. A true standout in today’s lending world.
Don’t let borrower confusion or missed payments derail your loan. Setting up servicing before funding isn’t just smart it’s your legal safety net. Discover how to protect your lien and stay in control from day one.
Trust deeds are your legal shield in private lending. Learn how to include key clauses, record correctly, and maintain lien priority to ensure your enforceability and protection.
You might think your borrower has your back, but lender-side errors could betray you. Learn the seven risky missteps that quietly drain your profits and how smart structure stops them.
Most private lenders assume servicing is simple: collect payments, send notices, handle paperwork. But when servicing isn’t structured correctly, especially before funding, it can quietly unravel the entire loan. We’ve reviewed hundreds of failed or underperforming...